Domain Expert – Banking (Oracle FLEXCUBE Research)

Official role description

Domain Expert – Banking (Oracle FLEXCUBE Research) — To qualify you must use Oracle FLEXCUBE regularly — weekly or more — as a working part of your job, with 2+ years of professional banking experience. — FLEXCUBE knowledge we require — _Credit & exposure_ • Calculating current exposure against the bank's credit standard as at a given business date; arrears and headroom calculation • Distinguishing a validation-only posting from a booked transaction against a contract • Reading limits/facility structures; recognizing when an item needs committee sign-off vs. branch-level approval — _Customer & relationship records_ • Customer Information File (CIF) structure and relationship hierarchies • Recording contact/interaction history accurately, including on partial or handed-off information • Setting and interpreting review dates and follow-up flags on a customer file — _Contracts & core banking operations_ • Contract inquiry and lifecycle screens (origination, drawdown, repayment, release) • Branch lending repayment validation vs. contract booking • Distinguishing what's confirmed vs. assumed when picking up a file mid-process — _Reference & product data_ • Product parameter tables, GL mapping, and how product configuration constrains what a transaction can do • Settlement/correspondent references where relevant to a contract — _Regulatory & credit standards_ • Applying the bank's own credit standard/policy to determine current risk position • Version/currency awareness — which policy or limit applies as of the current business date — _Audit & handoff_ • Recording validations, conclusions, and open items so the next person in the workflow can see exactly what was decided and what's still outstanding • MIS / reporting screens relevant to exposure and customer position — What you'll do • Confirm the customer/contract position reflects what actually happened, not what's assumed, especially on partial handoffs • Work out current exposure under the bank's credit standard as at the current business date, and record it with a review date • Distinguish validation-only actions from bookings that affect a contract • Judge completeness: is the full position understood, is anything left open that shouldn't be, is the record ready for the next reviewer or for committee • Verify recorded outcomes are traceable — auditable, not just noted informally — Requirements • Frequent Oracle FLEXCUBE use — weekly or more — in your current or recent role • 2+ years of professional experience in banking operations, credit, or a related core-banking function • Reflexive familiarity with credit standards, exposure calculation, and validation-vs-booking distinctions • Bachelor's degree in Finance, Accounting, Business, or a related field; a banking/credit certification (e.g., Chartered Banker – CIOB, Certified Credit Professional) or equivalent hands-on core-banking experience