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Verified partner opportunity

Life & Annuity Specialist

$80 / hour

MercorRemote - United States, Canada, or United KingdomHourly contract

Compensation: all experts are paid a flat $800 upon successful completion of the onboarding process, which we estimate takes approximately 10 hours.

Is this a fit?

  • You can show recent, specific work involving AI evaluation, Clinical reasoning, Finance.
  • The listed commitment of 20 hours/week fits your schedule.
  • You can communicate your reasoning clearly in the application language.

Apply on Mercor

Complete your application with Mercor. No HumanitApp account or fee.

What happens next

  1. Continue to the official listing and enter your application details; have your resume ready.
  2. Complete the role-specific screen or assessment requested by the partner.
  3. Confirm availability, location eligibility and work authorization if requested. The partner determines the exact process.

Last verified 2026-09-04

Exact listing verified. HumanitApp is independent from Mercor and may receive a referral fee; the partner controls assessment and hiring.

Read our Mercor review
Ready to continue?Life & Annuity Specialist

Official role description

Compensation: all experts are paid a flat $800 upon successful completion of the onboarding process, which we estimate takes approximately 10 hours. After successfully completing onboarding, you will be converted to $80/hour.

About the Role

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Life & Annuity Specialists to design realistic advisory, underwriting and policy-service scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about mortality risk, long-horizon guarantees and suitability.

We welcome life and annuity producers, advisors, life underwriters, new-business and policy-service professionals, product specialists, and suitability or replacement reviewers from carriers, brokerage general agencies, IMOs, and independent practices.

What You'll Do • Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges, policy loans, surrenders, lapse and reinstatement • Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations • Write "golden" reference responses at experienced life and annuity practitioner quality • Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy • Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements • Provide written feedback the research team uses to improve model behavior • Participate in onboarding office hours and calibration sessions

You're a Good Fit If You • Have 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review • Have worked with at least one product family, such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities • Understand how policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders and guarantees) drive long-term outcomes • Can explain tax treatment and suitability considerations clearly, and recognize when licensed or legal review is required • Demonstrate excellent written communication, quantitative care and high attention to detail • Can distinguish product and suitability judgment from investment advice and formal tax or legal advice

Bonus Qualifications • CLU, ChFC, FLMI, CFP, or comparable designation • Active or previously held life and health producer license, or securities registration • Medical or financial life underwriting experience, including APS review, lab interpretation or reinsurance referral • Experience with buy-sell, key-person, estate-planning, premium-finance or executive-benefit cases • Experience with suitability, Reg BI, or state replacement and disclosure review

Role Highlights • Minimum 20 hours per week (ideally 40+) • Role starts immediately, applications reviewed on a rolling basis

Relevant skills

AI evaluationClinical reasoningFinanceResearch

Who this role may fit

This opportunity may suit professionals with relevant experience in AI evaluation, Clinical reasoning, Finance, Research. Review the official description and requirements before applying.

Compensation context

The listing states $80 / hour. Confirm the final rate, workload, and payment terms during the official application process.

Qualification checklist

  • You can show recent, specific work involving AI evaluation, Clinical reasoning, Finance.
  • The listed commitment of 20 hours/week fits your schedule.
  • You can communicate your reasoning clearly in the application language.
  • You are comfortable with project availability and hours varying over time.

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Before you apply

Referral and application questions

How should I compare the listed pay?

The listing states $80 / hour. Confirm the final rate, workload, and payment terms during the official application process.

Does Apply use a referral link?

Yes. The button opens the exact verified Mercorlisting using the referral URL published for this role.

Is HumanitApp the employer?

No. HumanitApp independently curates the opportunity. The partner platform manages applications and hiring decisions.

Must I share my details here?

No. Choose the primary Apply action to continue directly without giving HumanitApp your name or email address.

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